Terms of Service

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CMgmt Hub Terms of Service

FMD Business Services LLC

Effective Date: April 2026

⚠️ BETA NOTICE: CMgmt Hub is currently in beta testing. Features may change, and the App is provided "as is" during this period. By using the App during beta, you acknowledge and accept these limitations.

1. Acceptance of Terms

Welcome to CMgmt Hub. These Terms of Service ("Terms") govern your use of the CMgmt Hub mobile application and related services operated by FMD Business Services LLC ("Company," "we," "us," or "our"). By creating an account or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

2. Description of Service

CMgmt Hub is a personal caregiver organization tool designed to help individual caregivers manage appointments, medications, transportation, notes, tasks, and wellness check-ins for their care recipients. CMgmt Hub is NOT a medical records system, clinical application, or healthcare provider service.

The App is intended for personal, non-commercial use as an organizational aid only. It is not designed, certified, or approved for storing protected health information (PHI) as defined under HIPAA or any other healthcare privacy regulation.

3. Eligibility

To use the App, you must:

• Be at least 18 years of age

• Have the legal capacity to enter into a binding agreement

• Provide accurate and complete registration information

• Not be prohibited from using the App under applicable law

4. Account Registration

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to:

• Provide accurate, current, and complete information during registration

• Maintain and update your account information as needed

• Notify us immediately of any unauthorized use of your account

• Use only one account per person

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe are being used fraudulently. Contact us at fmdbusinessservices@gmail.com if you suspect unauthorized access.

5. Acceptable Use

5.1 Permitted Use

You may use the App solely for personal caregiver organization purposes, including tracking appointments, medications, transportation, notes, and wellness information for yourself or individuals in your care.

5.2 Prohibited Use

You agree NOT to:

• Store protected health information (PHI), medical diagnoses, clinical notes, or sensitive medical data in the App

• Use the App for any commercial, professional, or clinical healthcare purpose without written authorization from the Company

• Attempt to reverse engineer, decompile, or extract source code from the App

• Use the App to transmit spam, malware, or any harmful content

• Impersonate any person or entity or misrepresent your identity

• Use the App in any way that violates applicable laws or regulations

• Share your account credentials with unauthorized third parties

• Attempt to gain unauthorized access to other users' data

6. Beta Program Terms

CMgmt Hub is currently in beta. As a beta user, you acknowledge:

• The App may contain bugs, errors, or incomplete features

• Features may be added, modified, or removed without prior notice

• Data loss, though unlikely, is possible during the beta period

• The Company is not liable for any losses or damages arising from beta use

• Your feedback during beta is welcome and may be used to improve the App

The beta period provides free access to all current features. At the conclusion of the beta period, a subscription plan will be required to continue using paid-tier features.

7. Subscription and Payment

Following the free trial/beta period, continued use of certain features will require a paid subscription. Subscription details including pricing, features per tier, and billing terms will be clearly communicated before any charges are applied.

• Free tier features will remain available at no cost

• Paid tier features require an active subscription

• Annual subscription plans are available at a discounted rate

• Subscriptions auto-renew unless cancelled before the renewal date

• Refund policies will be detailed at the time of subscription enrollment

8. Intellectual Property

All content, features, and functionality of CMgmt Hub, including but not limited to text, graphics, logos, and software, are the exclusive property of FMD Business Services LLC and are protected by United States and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the App for personal purposes in accordance with these Terms. You may not copy, modify, distribute, or create derivative works based on the App without our express written consent.

9. User Content

You retain ownership of any content you enter into the App. By using the App, you grant us a limited license to store, process, and display your content solely for the purpose of providing the App's services to you.

You are solely responsible for the accuracy and appropriateness of content you enter. You agree not to enter any content that is unlawful, harmful, or violates the rights of others.

10. Disclaimer of Warranties

CMgmt Hub IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. FMD BUSINESS SERVICES LLC DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

THE APP IS NOT A MEDICAL DEVICE, CLINICAL TOOL, OR HEALTHCARE SERVICE. IT SHOULD NOT BE USED AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. ALWAYS CONSULT A QUALIFIED HEALTHCARE PROVIDER FOR MEDICAL CONCERNS.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FMD BUSINESS SERVICES LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claims arising under these Terms shall not exceed the amount you paid to us in the 12 months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless FMD Business Services LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the App, your violation of these Terms, or your violation of any rights of another party.

13. Privacy

Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to the collection and use of your information as described in the Privacy Policy.

14. Termination

We reserve the right to suspend or terminate your access to the App at any time for violation of these Terms, fraudulent activity, or any other reason at our discretion with or without notice.

You may terminate your account at any time by contacting us. Upon termination, your right to use the App ceases immediately. We will delete your data in accordance with our Privacy Policy.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide at least 30 days' notice of material changes through the App or via email. Your continued use of the App after the effective date of changes constitutes acceptance of the updated Terms.

16. Governing Law

These Terms are governed by the laws of the State of New York (USA). Any disputes arising from these Terms or your use of the App shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, except where prohibited by law.

17. Contact Information

For questions about these Terms of Service, please contact:

FMD Business Services LLC

Email: fmdbusinessservices@gmail.com

Last Updated: April 2026